Financing Counter Hero Image - 1920x1080 [NEW].jpg

Get 6 Months Special Financing on purchases of $199 or more

*Get 6 Months Special Financing^ on purchases of $199 or more made with your Pep Boys Credit Card. Minimum monthly payments required. See associate for details. Gas station purchases are not eligible for Promotional Financing. Special Financing Offer not available with the Pep Boys Fortiva credit card.

Credit Card Close Up

Check If You Prequalify

Get a decision in seconds with no impact to your credit score

Girl At Laptop Credit Card

Ready to Apply?

Get started on your application here

Computer Screen

Already Have an Account?

Log in and manage your Pep Boys Credit Card

Benefits of the Pep Boys Credit Card

  • Always-On Financing: 6 months promotional financing^ on purchases of $199 or more made with your Pep Boys Credit Card | Apply Today
  • Estimate your monthly payments here
  • Accepted at over 1 million auto merchant locations nationwide¹ including parts, repair, gas, service and more
  • Simple credit application process
  • Instant credit available if approved² for the card
  • Exclusive cardholder offers
  • Online account management at Synchrony.com and with the MySynchrony Mobile App
  • The Pep Boys Credit Card program is only available in English online. If you would like to apply for the Credit Card in Spanish, please visit one of our locations.

Use Your Pep Boys Credit Card Again and Again

Accepted across the United States at:

SpecialFinancing_ 1.svg

Auto Merchant Locations That accept Synchrony Car Care

With promotional financing available.

Gas_ 1.svg

Gas Stations Nationwide

Fuel up at all major gas brands

Estimate Your Monthly Payments

No Interest If Paid within Full In 6 Months^ on purchases of $199 or more for made with your Pep Boys Synchrony Car Care Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promo period. Minimum monthly payments required.

Financing Table

We Got Answers

FREQUENTLY ASKED QUESTIONS


*Valid 06/29/26–09/07/26. Subject to credit approval. Qualifying purchase must be made on a single receipt using a Pep Boys Synchrony Car Care credit card. Earn $50 back as a statement credit with a purchase of $500–$999.99 or $100 back as a statement credit with a purchase of $1,000 or more. Rebate registration required by 10/7/26 after purchase using Offer Code 26-41864 at carcarestatementcreditoffers.com or by calling 1-844-363-1191. One rebate per account. Statement credit will post within 60 days after meeting offer requirements, including making a qualifying purchase and completing rebate registration. If the statement credit is not posted after 60 days, call 1-866-657-0376 to inquire about status. If the statement credit is not posted, you must inquire by 11/20/26 or all rights will expire. Account must remain open, be in good standing, and not become delinquent when statement credit is applied. Void where prohibited. See store or website for details.


Promotional Financing Details

^Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for Promotional Financing.

†Subject to credit approval. Valid everywhere Synchrony Car Care is accepted in the U.S., including Puerto Rico.