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Earn up to $100 back as a statement credit*

On a purchase of $500 or more with your Pep Boys credit card 11/1/2026 - 11/30/2026. See store for details and learn more for rebate flyer.

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Check If You Prequalify

Get a decision in seconds with no impact to your credit score

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Ready to Apply?

Get started on your application here

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Already Have an Account?

Log in and manage your Pep Boys Credit Card

Benefits of the Pep Boys Credit Card

  • Always-On Financing: 6 Months Promotional Financing on in-store purchases of $199 or more^
  • Estimate your monthly payments here
  • Accepted at over 1 million auto merchant locations nationwide† including parts, repair, gas, service and more
  • Simple credit application process
  • Exclusive cardholder offers
  • Online account management at Synchrony.com and with the MySynchrony Mobile App
  • The Pep Boys Credit Card program is only available in English online. If you would like to apply for the Credit Card in Spanish, please visit one of our locations.

Use Your Pep Boys Credit Card Again and Again

Accepted across the United States at:

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Auto Merchant Locations That accept Synchrony Car Care

With promotional financing available.

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Gas Stations Nationwide

Fuel up at all major gas brands

Estimate Your Monthly Payments

No Interest If Paid In Full Within 6 Months^ on purchases of $199 or more made with your Pep Boys Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promo period. Minimum monthly payments required.

Financing Table

We Got Answers

FREQUENTLY ASKED QUESTIONS


^Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for Promotional Financing.

†Subject to credit approval. Valid everywhere Synchrony Car Care is accepted in the U.S., including Puerto Rico. Click here for merchant locations.