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EARN UP TO $100 BACK AS A STATEMENT CREDIT*

When you spend $500 or more with your Pep Boys Synchrony Car Care credit card 6/29/2026 - 9/7/2026 at a participating Pep Boys location. Plus, get 6 Months Special Financing^ on purchases of $199 or more made with your Pep Boys Synchrony Car Care credit card. *Subject to credit approval. See store or click Learn More for details and rebate flyer.

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Manage your Pep Boys Synchrony Car Care Credit Card

Benefits of the Synchrony Car Care™ Credit Card

  • Always-On Financing: 6 months special financing^ on purchases of $199 or more made with your Pep Boys Credit Card
  • Estimate your monthly payments here
  • Use your card at gas stations and auto-related businesses NATIONWIDE1
  • Simple credit application process
  • Instant credit available2
  • Exclusive cardholder promotional financing offers
  • New purchasing power
  • Credit line dedicated to auto care
  • Online account management at MySynchrony.com and with the MySynchrony Mobile App
  • The Pep Boys credit program is only available in English online. If you would like to apply for Credit in Spanish, please visit one of our locations.

Use Your Pep Boys Credit Card Again and Again

Accepted across the United States at:

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Synchrony Car Care Locations

With promotional financing available.

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Gas Stations Nationwide

Gas station purchases are not eligible for promotional financing.

Estimate Your Monthly Payments

No Interest If Paid In Full In 6 Months^ on purchases of $199 or more for 6 Months made with your Pep Boys Synchrony Car Care Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promo period. Minimum monthly payments required.

Financing Table

We Got Answers

FREQUENTLY ASKED QUESTIONS

^Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for Promotional Financing.


  1. Subject to credit approval. Valid everywhere Synchrony Car CareTM is accepted in the U.S., including Puerto Rico.
  2. Subject to credit approval.

Promotional Financing Details

The Suggested Equal Monthly Payments shown on the chart may be greater than the required minimum monthly payment that will be on your billing statement when you use the 6 month special financing offer.

This estimated payment:

  • Equals the promotional purchase amount divided by 6 (excluding taxes and shipping charges) rounded to the next highest whole dollar.
  • Would pay off the promotional purchase amount within 6 months, but only if there are no other balances on your account at any time during the 6 month promotional period and you make your payments on time. Your total payments will equal the amount of the promotional purchase amount.

If the promotional purchase amount is not paid in full within 6 months, interest will be charged to your account from the purchase date and your total payments will be greater than the amount of the promotional purchase amount.